How does Labor’s Franking Credit Proposal affect me?

Dear Clients, The Labor Government announced last week that if elected, they plan to remove refundable franking credits attached to company dividend income from 1 July 2019. This has naturally raised some concerns across a range of clients primarily being, how does this affect me now or in the future? Whilst this topic has received […]

The $1.6m Simple Super Cap Strategy

In light of the legislative changes as at 1st July 2017 relating to the maximum amount of wealth being $1.6m (transfer balance cap) an individual can inject into the superannuation environment, the following simple example illustrates earlier the better when maximising┬ásuperannuation benefits. Most Australians are aware of this simple concept, however these changes in our […]

US Election Impact

Now that the US Election has concluded, we received a concise summary from K2 Asset Management during the week that resonated….. The main positives that we see for the US equity market from the Trump victory are as follows: The ability to implement policy change via having control of both the House of Representatives and […]

Market Update: Week in Review (April 13)

Global equity markets meandered higher in a shortened week with little international news flow. Liquidity has been fairly thin, and the combination of holidays, a lack of narrative altering news and the looming 1Q15 earnings season has paralysed activity a little as investors wait to see the numbers. Despite the lethargy, Europe continues to trade […]

Is your employer passing on your salary sacrifice superannuation contributions frequently?

Or are they obligated to? No, well that’s the technical answer when it comes to an employee making salary sacrifice superannuation contributions…… As the end of this financial year is approaching, we have noticed that multiple clients that have salary sacrificed monies into superannuation have not had the actual funds turn up in their accounts […]

2013/14 – First Half Company Earnings

  One of the research houses we follow recently released their report on the first half of the 2013/2014 earnings season. Please feel free to let me know your feedback and thoughts on the presentation. Joel Xuereb.

ATO releases Super thresholds for 2014/15

The ATO has just released the Super thresholds which will apply in respect of the 2014/15 financial year. ? Concessional contributions cap ?increased to $30,000 from $25,000 ? Special Concessional contributions cap for older Australians ?remains at $35,000 but will apply to anyone aged 49 or more on 30 June 2013 ? Non-concessional contributions cap […]

Super Schemes

As super is concessionally taxed there will always be operators out there dreaming up ways of getting around the system. More often than not these operators get caught and bring everyone around them down with them. This is very concerning to us as quite people do not understand the consequences of entering into these schemes […]

Opening the doors of Industry Super Funds

To be able to recommend a superannuation fund within the financial planning industry, you have to be authorised with the actual superannuation fund itself. I had an instance where it was suitable for a client to become a member of the well-known fund Australian Super as seen on multiple media channels. I performed some research […]