Jessica Waller – New Partner at CABEL Financial

Joel Xuereb, Phil Browne and John Hensley are pleased to announce that Jessica Waller has become a Partner of CABEL Financial, effective 1 April 2014. Jessica has been working in the Financial Services industry since 2007. In this time she has attained her Bachelor of Economics (Majors in Economics and Finance) and Advanced Diploma in […]

2013/14 – First Half Company Earnings

  One of the research houses we follow recently released their report on the first half of the 2013/2014 earnings season. Please feel free to let me know your feedback and thoughts on the presentation. Joel Xuereb.

Client Profile – Natalie Sella

Natalie Sella is the General Manager of multimillion dollar global business, Elizabeth Arden. With a high powered and demanding role, spare time to manage her own personal finances was hard to come by. When the desire to buy a house and build her superannuation for her future, became too big to ignore, Natalie knew she […]

ATO releases Super thresholds for 2014/15

The ATO has just released the Super thresholds which will apply in respect of the 2014/15 financial year. ? Concessional contributions cap ?increased to $30,000 from $25,000 ? Special Concessional contributions cap for older Australians ?remains at $35,000 but will apply to anyone aged 49 or more on 30 June 2013 ? Non-concessional contributions cap […]

How much can I contribute to my super fund?

With a change of government and the ever evolving superannuation environment, I would like to bring your attention to the new concessional contribution caps. For 2013/14 financial year For those aged 60 and over, the concessional contribution cap is $35,000 p.a. This applies to those that are turning 60 during the 2013/14 financial year. For […]

Super Schemes

As super is concessionally taxed there will always be operators out there dreaming up ways of getting around the system. More often than not these operators get caught and bring everyone around them down with them. This is very concerning to us as quite people do not understand the consequences of entering into these schemes […]

Opening the doors of Industry Super Funds

To be able to recommend a superannuation fund within the financial planning industry, you have to be authorised with the actual superannuation fund itself. I had an instance where it was suitable for a client to become a member of the well-known fund Australian Super as seen on multiple media channels. I performed some research […]

Do life insurance companies pay claims?

According to data from The Risk Store, the collective claim statistics from 11 life insurers in the Australian market showed these companies paid out an average of $76.44 million in claims per week during the 2011 calendar year: Term life: 18,197 claims were received with a total of $1,806.7 million in policy benefits paid. Total […]

Is your superannuation fund hiding fees?

A highly respected superannuation fund research house “Chant West” released a report in early June 2013 stating that “fee disclosure has long been a weakness in the Australian super industry. Incomplete and inconsistent disclosure has made it hard for researchers, let alone consumers, to compare funds on a like with like basis“. Chant West went […]